Home Budget Analysis

Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, you can click the "View Report" to see your entries results in detail, which can help identify areas for improvement.

Javascript is required for this calculator. If you are using Internet Explorer, you may need to select to 'Allow Blocked Content' to view this calculator.

For more information about these these financial calculators please visit: Financial Calculators from KJE Computer Solutions, Inc.

By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.

Home Budget Calculator

*This entry is Required. indicates required.

Your monthly net income

Press spacebar to hide inputs

-$7,100

Gross amount paid:*This entry is Required.Enter an amount between $0 and $10,000,000

Frequency:*This entry is Required.

Federal tax withholding:*This entry is Required.Enter an amount between $0 and $10,000,000

State tax withholding:*This entry is Required.Enter an amount between $0 and $10,000,000

Local tax withholding:*This entry is Required.Enter an amount between $0 and $10,000,000

Other taxes and withholding:*This entry is Required.Enter an amount between $0 and $10,000,000

FICA:*This entry is Required.Enter an amount between $0 and $10,000,000

Medicare:*This entry is Required.Enter an amount between $0 and $10,000,000

Insurance and benefits:*This entry is Required.Enter an amount between $0 and $10,000,000

Company retirement savings:*This entry is Required.Enter an amount between $0 and $10,000,000

Other income:*This entry is Required.Enter an amount between $0 and $10,000,000

Frequency:*This entry is Required.

Spouse's monthly net income

Press spacebar to show inputs

Mortgage and debt

Press spacebar to show inputs

Utilities

Press spacebar to show inputs

Food and general expenses

Press spacebar to show inputs

Insurance

Press spacebar to show inputs

Maintenance, medical, childcare, etc.

Press spacebar to show inputs

Monthly expenses of $0 leave you with -$7,100 available for savings Pie Chart: Please view the report to see detailed calculation results in tabular form.

Monthly expenses of $0 leave you with -$7,100 available for savings.

press spacebar to hide graph

Monthly net income is -$7,100 after taking $7,100 in deductions Pie Chart: Please view the report to see detailed calculation results in tabular form.

Monthly net income is -$7,100 after taking $7,100 in deductions.

press spacebar to show graph

Definitions

Gross amount paid

Your total gross income from your paycheck.

Other income

Any other income that you receive including bonuses, alimony, child support or income from a business.

Federal tax withholding

Total amount withheld for federal taxes. Enter this amount from your pay stub.

State tax withholding

Total amount withheld for state taxes. Enter this amount from your pay stub.

Local tax withholding

Total amount withheld for local taxes. Enter this amount from your pay stub.

Other taxes and withholding

Total amount withheld for any other taxes or miscellaneous item. Enter this amount from your pay stub.

FICA

Total withheld for FICA (Federal Insurance Contributions Act) is based on the gross income on your paycheck.

Medicare

Total withheld for Medicare based on the gross income on your paycheck.

Insurance and benefits

Total amount withheld for insurance and benefits by your employer. Enter this amount from your pay stub.

Company retirement savings plan

Total amount withheld from your paycheck that is deposited into a company retirement savings plan such as a 401(k) or 403(b).

Cypress Bank, SSB - 4272512020
120 South Greer Blvd.
Pittsburg, TX

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.